Coinciding with a price cut on the Galaxy Note 9, T-Mobile has introduced a new 36-month eqipment installment scheme while also extending its credit line to qualified customers up from $720.

The Note 9, which launched at $999.99, has taken a $120 discount for the moment. In doing so, it has also quietly implemented a longer term for its EIP: 36 months instead of 24. However the full $879.99 price of the 128GB version is now amoritized while those pursuing the 512GB version will pay $240 down.

It’s a situation that TmoNews reports is going on for just a couple of devices right now.

A 3-year term could be in response to how consumers have waited longer — as long as 30 months on average — to upgrade their phones as well as surging prices. AT&T’s default Next plan finances devices over 30 months.

For the iPhone XS and iPhone XS Plus, T-Mobile amoritizes the first $999.99, but still keeps those EIPs at 2 years.

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