While early US adopters of mobile payment services can currently try out a smorgasbord of digital wallet apps, developed by Apple, Samsung, Google and even Walmart, at millions of retail locations nationwide, things are a lot more complicated and limited on British shores.
Although Apple Pay launched in the UK just nine months after debuting stateside, and it’s been a full nine months since, both Samsung Pay and Android Pay seem to be putting off their local introductions until they get enough financial institutions on board.
Speaking of, not even Apple Pay enjoyed the approval of all major British banks off the bat, adding Barclays to the support list today with great delay. Only eclipsed by HSBC domestically in terms of assets, the 1690-founded establishment raises the number of Cupertino-partnering banks in the UK to 16.
There’s Barclays and HSBC, as well as Royal Bank of Scotland, Lloyds Banking Group, American Express, Bank of Scotland, First Direct, Halifax, M&S Bank, Nationwide Building Society, NatWest, Santander, Tesco Bank, TSB, and Ulster Bank.
You can use phone, tablet or smartwatch-stored debit and credit cards from any of these organizations now wherever you see the Apple Pay or contactless logo. That’s to say at any POS terminal equipped with NFC connectivity, a flick of the wrist or single tap, doubled by fingerprint recognition for extra security, being all it takes to pay for stuff in the 21st century. Your move, Google and Samsung.