For the most part, I don’t.
Quite simply, I have no easy way of getting the picture I take from my phone to my computer. I could have them transfer when I sync with my computer, but that’s too much work. And I don’t want them to upload to an online directory somewhere; rather, I want them to automatically be synced with my PC (preferably in a special folder called “cell phone pictures”) or some variation of that. This should happen over the air.
The answer is software – someone should make a piece of software that will allow you to send your images to your computer right after you snap them. Then, and only then, would I find it valuable to have a camera on my phone.
Do you actually use the camera on your phone?