Carrier tipped to offer installment plans for accessory sales; are we going too far?

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As smartphone users have started thinking twice about getting locked into lengthy contracts, we’ve seen a rise in the availability of installment plans to help space out payments for a full-priced smartphone into more manageable monthly sums. Even some OEMs themselves offer their own installment plans, if you’d just rather leave the carrier out of the picture altogether. When we’re talking about a $600 outright payment, splitting things up like this can make a lot of sense, but does the same hold true for lower-ticket items? We may be about to find out, as a leak suggests that T-Mobile is about to start offering payment plans for smartphone accessories.

According to the document, T-Mobile is gearing up to start this service later this month, on July 20. Details about the length of the plans aren’t yet available, so we don’t know if we’re looking at a 24 month arrangement like there is for phones, or if something like 12 month plans might be the norm.

On first pass the idea may sound kind of silly – if you can’t even pay for accessories out of pocket, maybe you should be sticking to just the phone itself – but the market has been changing in recent years, and especially with the arrival of higher-end audio accessories (not to mention smartwatches – if those even count), even a single item can run well over $100; maybe T-Mobile really does have the right idea here.

What do you think? Would you be more likely to pick up a $150 wireless Bluetooth speaker with your next phone purchase if that meant only shelling out a few bucks a month?

Source: TmoNews
Via: The Droid Guy

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About The Author
Stephen Schenck
Stephen has been writing about electronics since 2008, which only serves to frustrate him that he waited so long to combine his love of gadgets and his degree in writing. In his spare time, he collects console and arcade game hardware, is a motorcycle enthusiast, and enjoys trapping blue crabs. Stephen's first mobile device was a 624 MHz Dell Axim X30, which he's convinced is still a viable platform. Stephen longs for a market where phones are sold independently of service, and bandwidth is cheap and plentiful; he's not holding his breath. In the meantime, he devours smartphone news and tries to sort out the juicy bitsRead more about Stephen Schenck!